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The basics of finance and investments include fundamental concepts that are essential to understand how financial markets work and how to make informed decisions about investments. Here are some key concepts:

Saving: Saving is the portion of income that is not spent and is instead kept for the future. It is the first fundamental step towards investments.
Interest: Interest is the cost of borrowed money or the return earned on an investment. It's important to understand how interest rates work and how they affect investments.
Risk and Return: Investments always involve some degree of risk. The potential return of an investment is often correlated with the level of risk one is willing to take.
Diversification: Diversification is a strategy that involves